Charlotte is the managing partner at Silver Penny Financial Planning and a Chartered Retirement Planning Counselor ® designee.
As an experienced investment advisor representative Charlotte is more of a financial coach than anything else, committed to helping her clients get to a point where they can stop worrying about their financial future. She works hard with them to simplify their financial lives, get their financial houses in order, and create a clear path to their retirement goals—whether retirement is right around the corner or in the distant the future.
Charlotte graduated Summa Cum Laude from North Carolina State University. She is active on the local area committee for Young Life Atlanta Project. Charlotte gives financial literacy education talks for youth through the Kennrod organization and local schools. She is passionate about serving her local community and financially empowering females.
Charlotte was honored to be named to Investment News’ 40 Under 40 class of 2019. This award highlights young talent in the financial advice industry and recognizes their accomplishments, contributions to the industry, leadership, and promise for the future. *She is a member of the Morningstar Advisory Board. She was awarded the Circle of Excellence award by Women in Financial Services in 2018 and 2019. She is proud to be a member of the Investment News Women Adviser Summit advisory board. **She is a recipient of the 2017 Lincoln Southeast Advisor of Now award. Charlotte is also a past member of the ABS Advisory Council at Lincoln Financial Advisors.
She holds the following registrations and professional designations: Chartered Retirement Planning Counselor from the College of Financial Planning, Investment Advisor Representative (series 65 Uniform Investment Advisor Law Exam), Series 7 Securities Representative Exam. Uniform Securities Agent (Series 63), Life, Health, and Annuity Insurance Agent.
Charlotte is a thought leader in the financial services industry, regularly speaking at conferences regarding Goals-Based Financial Planning, female leadership, and the changing role of Client Experience in wealth management. She is regularly quoted in the media and works to change industry messaging to make wealth management be more approachable as the culture of the industry shifts.
She has been coined The Advisor Warrior by financial journalist Craig Iskowitz because she is honest about the challenges of the changing face of the industry, buying a practice, and running a successful, expanding small business. She is currently working on a children’s book.
Charlotte lives with her husband and two active young sons in the Morningside neighborhood in Atlanta, GA. She is a passionate tennis player and sometimes yogi. She collects sand from every beach she visits around the world.
*The objective of the Advisory Board is to gather input from members to inform strategic planning, long term performance, and growth. Morningstar looks to their Advisory Board Members to represent clients, peers, and industry leaders to help set future product direction for the financial advisory segment
**The Lincoln Southeast Advisor award is based on sales, quality of service, and commitment to Lincoln’s principles. Qualification for Circle of Excellence is solely based on personal income with various levels awarded to those of different income amounts. .
Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer (member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Silver Penny Financial Planning is not an affiliate of Lincoln Financial Advisors Corp. CRN-2962164-022120