Charlotte is the managing partner at Silver Penny Financial Planning, a Certified Financial Planner™ and a Chartered Retirement Planning Counselor ®
As an experienced investment advisor representative Charlotte is more of a financial coach than anything else, committed to helping her clients get to a point where they can stop worrying about their financial future. She works hard with them to simplify their financial lives, get their financial houses in order, and create a clear path to their retirement goals—whether retirement is right around the corner or in the distant the future.
Charlotte is a graduate of North Carolina State University. She is active on the local area committee for Young Life Atlanta Project. Charlotte gives financial literacy education talks for youth through the Kennrod organization and local schools. She is passionate about serving her local community and financially empowering females.
Charlotte is honored to be named to the Investopedia 100 Top Financial Advisors List of 2020. This honor spotlights the country’s most engaged, influential, and educational advisors.1 Charlotte was honored to be named to Investment News’ 40 Under 40 class of 2019. This award highlights young talent in the financial advice industry and recognizes their accomplishments, contributions to the industry, leadership, and promise for the future.2 She is a member of the Morningstar Advisory Board.3
She holds the following registrations and professional designations: Certified Financial Planner™ from the Certified Financial Planner Board of Standards, Inc., Chartered Retirement Planning Counselor from the College of Financial Planning, Investment Advisor Representative (series 65 Uniform Investment Advisor Law Exam), Series 7 Securities Representative Exam. Uniform Securities Agent (Series 63), Life, Health, and Annuity Insurance Agent.
Charlotte is a thought leader in the financial services industry, regularly speaking at conferences regarding Goals-Based Financial Planning, female leadership, and the changing role of Client Experience in wealth management. She is regularly quoted in the media and works to change industry messaging to make wealth management more approachable as the culture of the industry shifts.
She has been coined The Advisor Warrior by financial journalist Craig Iskowitz because she is honest about the challenges of the changing face of the industry, buying a practice, and running a successful, expanding small business.
Charlotte lives with her husband and two active young sons in the Morningside neighborhood in Atlanta, GA. She is a passionate tennis player and sometimes yogi. She collects sand from every beach she visits around the world.
1The Investopedia Top 100 Financial Advisors is an independently granted award and is based on peer nomination, advisor engagement, influence, and commitment to financial education. Neither the advisor nor her parent firm pay a fee for the nomination or receipt of the award. No fee was paid for the right to reprint the award. The award was independently granted and membership in an organization was not required Working with an Investopedia 100 Top Financial Advisor is no guarantee of investment success.
2The Investment News 40 Under 40 is independently granted award and is based on peer nomination, contributions to and leadership in the industry. Neither the advisor nor her parent firm pay a fee for the nomination or receipt of the award. A fee of $295 was paid for the right to reprint the award. The award was independently granted and membership in an organization was not required. Working with an Investment News 40Under40 honoree is no guarantee of investment success.
3The objective of the Advisory Board is to gather input from members to inform strategic planning, long term performance, and growth. Morningstar looks to their Advisory Board Members to represent clients, peers, and industry leaders to help set future product direction for the financial advisory segment.
Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer (member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. CRN-3304340-102720