wealth minted with ingenuity

We are an independent financial advisory company laser-focused on custom client work. Intentionally small and refreshingly unencumbered by big firm playbooks, we work one-on-one with you to identify your priorities and make smart adjustments along the way.

Our Services

We offer two ways to work with us.

Fee-Based Financial Planning

This comprehensive service allows us to build a thoughtful plan based on your overall financial picture and long-term goals. We provide the structure, guidance, and accountability to help you stay on track over time.

Investment Management Services

This service provides ongoing investment management of specific accounts, with guidance tailored to your risk tolerance, portfolio strategy, and distribution needs.

Learn about Our Services

"Financial planning shouldn't be a one time event.

It is an integrated, coordinated process that evolves as your life does."

Charlotte Geletka,
Owner, CFP®, CRPC®

Silver Penny Financial Planning takes its name from the “silver” pennies of World War II, when the U.S. Mint replaced copper with zinc coated steel so copper could support the war effort.

That same spirit of nimbleness and ingenuity guides our company today: clear, coordinated financial planning that adapts as life changes, helping clients stay steady and focused on what matters most to them.